Can Your Family Afford to Upgrade?

Your household

Number of ownersYoungest owner’s ageCombined fixed monthly income *

Your HDB sale position

Estimated HDB selling price *

Outstanding housing loan *

Total CPF available after sale *

Include expected CPF refund and current OA intended for the next purchase.

Your safety buffers

Additional cash savings available

CPF amount you want to retain

Renovation and moving reserve

Bank IPA / approved loan

Optional. Leave blank for an income-based indication.

Your next move

Which route interests you most?Preferred purchase timeline

Indicative only. Monthly instalment uses an illustrative 4.0% p.a. interest rate over 30 years. Uses current MAS TDSR/LTV reference limits and current IRAS residential BSD bands. Final eligibility is subject to bank, CPF, HDB and legal assessment.